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Vanessa Van Edwards Shares the Signals That Shape How You’re Perceived
Vanessa Van Edwards is a renowned behavioral researcher, international bestselling author, and instructor at Harvard University. Her books Captivate: The Science of Succeeding with People and Cues: Master the Secret Language of Charismatic Communication have been translated into over 18 languages. More than 70 million people watch her engaging YouTube tutorials and TEDx Talk. Vanessa shares tangible skills to improve interpersonal communication and leadership. Her science-backed framework helps anyone communicate with confidence.
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"Your destiny is not defined by performance, but by purpose."
Consumer Loans in the Euro Area Remain More Than Twice as Expensive as Mortgages — and the Baltics Stand Out
Fresh figures from the European Central Bank (ECB) underline a growing divide between everyday borrowing and housing finance across Europe. In December 2025, the interest rate on new consumer loans in the euro area averaged 7.15%, while mortgage borrowing costs—measured using a weighted “composite cost-of-borrowing indicator”—stood at 3.32%.
That’s a gap of 3.83 percentage points. Put differently, consumer credit is about 2.15 times more expensive than mortgages—roughly 115% higher in relative

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With Genvièv St. Clair - Why Treating Symptoms Alone Fails to Create Lasting Change
Genvièv St. Clair is an award-winning, board-certified educator and the founder of CORE NRG RESET™—a groundbreaking, science-backed methodology known for producing rapid and lasting transformation in cases considered chronic, complex, or resistant to treatment. A summa cum laude graduate from the Dept. of Doctorates of the Sorbonne, Genvièv has decades of specialized expertise in trauma and emergency medicine, neuroscience, integrative wellness, and forensic regression in criminal investigations.








