Personal finance
Take control of your finances and learn about budgeting, saving, investing, and managing debt. Whether you're planning for retirement, saving for a major purchase, or simply looking to improve your financial habits, our contributors offer valuable insights to help you make informed decisions and reach your financial goals.
How to Secure a Steady Income in Retirement with Fixed Annuities
Fixed annuities are insurance contracts used in retirement to provide a guaranteed stream of income and protect principal from market volatility. Fixed annuities have become a centerpiece for conservative...
Holding It Together Is Not a Strategy
Leadership, money, and coping mechanisms always come with a cost. In this article, we explore how the facade of "resilience" can often mask deeper design problems, particularly in leadership...
Why Financial Resolutions Fail and What to Do Instead in 2026
Every January, millions of people set financial resolutions with genuine intention. And almost every year, the outcome is the same. Around 80% of New Year’s resolutions are abandoned by February...
How the One Big Beautiful Bill Changes Homeownership and Rental Income
Do you feel like tax law keeps changing just when you finally understand it? Like every year, there’s a new rule, new limit, or new phaseout that quietly reshapes your financial plan. You’re not imagining...
The Energy of Money – How Confidence Shapes Our Financial Flow
Money is one of the most emotionally charged subjects in our lives. It influences our sense of security, freedom, and even self-worth, yet it is rarely discussed beyond numbers, budgets, or...
Why Life Insurance and Annuities Belong in Your Financial Plan
Life insurance and annuities play a critical role in building a secure and balanced financial plan. Life insurance provides essential protection for your loved ones, helps cover debts and expenses, and...
Real Estate as a Financial Tool for Building Generational Wealth
Real estate has long been regarded as one of the most reliable and powerful tools for creating long-term financial security. Unlike short-term investments that fluctuate with market trends...
Breaking Free – How to Pay Off Debt and Reclaim Your Life
Debt can feel like a weight that holds you back from living your best life. But here’s the truth: it doesn’t have to control you. I’ve walked the path to financial freedom, and I know that with...
What People Really Want From Their Money Today, and Why the Old Model Is Failing Them
Money used to be simple. But today, people are thinking about their finances more than ever, and it’s not because they’re dreaming of yachts and private jets. It’s because they’re worried.
How Americans Are Using Cash-Out Refinancing to Build Wealth in an Unaffordable Market
The American dream of homeownership has shifted dramatically in the past decade. For many, it’s no longer just about having a place to live, it’s about finding ways to make property ownership work harder...
The U.S. Housing Market in a Shifting Economy – How Real Rates and Fed Policy Shape What’s Next
The U.S. housing market stands at a pivotal moment. Inflation has cooled from its pandemic-era highs, the job market remains resilient, and consumer spending, though softening, is still holding steady...
It’s Not About the Money Until It Is
Whether you have a side business or, for some wild reason, have decided to go all in, the one thing a business always need is clients (or customers). The first thing I tell my clients is that there’s...
Building Wealth Through Property – Why Strategic Patience Outperforms Market Timing
The property market has long been one of the most effective paths to building lasting wealth. Yet in a climate of rate shifts, inflation headlines, and policy speculation, many investors fall into the trap of trying to “time"...
Navigating the Emotional and Financial Realities of the $124 Trillion Wealth Transfer
Over the next two decades, $124 trillion will pass from Baby Boomers and the Silent Generation to their heirs, the largest wealth transfer in history. But research shows many recipients feel more...
Inflation Stress is Real – But It Doesn’t Have to Own You
If you’ve found yourself sighing at the grocery store checkout, double-checking the gas pump total, or hesitating before swiping your card, you’re not imagining things. Prices are up. Way up. Inflation...


















