Gerard LoSardo and the Business of Global Tax Clarity

Modern careers often cross borders, states, and time zones. The systems behind them have not always kept up. Gerard LoSardo has spent much of his career working inside that gap.

LoSardo is a certified public accountant and the founder of Gerard LoSardo & Associates. His work focuses on the complicated tax questions that appear when careers become mobile. That includes expatriates, foreign nationals working in the United States, and professionals who move between states or countries while earning compensation tied to multiple years.

His career did not begin there. But over time he noticed a pattern that many people missed.

“People’s lives don’t fit neatly into one tax box,” LoSardo says. “When work moves across borders or states, the reporting systems suddenly get complicated.”

Growing up in the Hudson Valley

LoSardo grew up in a small town in New York’s Hudson Valley with his two siblings. Sports were a big part of life growing up.

In his senior year of high school, his team made it to the state championship game. That experience shaped how he approaches pressure today.

“When you’re preparing for something that big, you realise how much the details matter,” he says. “That mindset stayed with me.”

Those early lessons about preparation and teamwork would later carry into his professional life.

Studying accounting and communication

LoSardo attended Hartwick College, where he studied Accounting and Finance. He also chose a minor in English.

That second field turned out to be useful later in his career.

“In accounting, people think the job is just numbers,” he says. “But a big part of the work is explaining systems clearly.”

During college he also served as vice president of his fraternity, Alpha Sigma Phi. The role gave him early leadership experience and responsibility for managing people and organisation.

Around the same time, a local newspaper wrote about LoSardo after he intervened to save a neighbour’s dog that was being attacked.

“I didn’t think about it as anything unusual,” he says. “You see a situation and you act.”

Starting a career at PwC

After graduating in 2010, LoSardo began working at PricewaterhouseCoopers. He spent two years in audit from 2011 through 2012.

Audit provided a broad view of how businesses operate.

“You learn how systems connect,” LoSardo says. “You’re not just looking at numbers. You’re understanding how organisations function.”

That early exposure to business systems would become useful later when he began working on complex tax situations involving international employment.

A decade inside global tax at KPMG

In 2013, LoSardo joined KPMG’s tax practice. It was there that he began working on global mobility programmes.

His clients often included executives and professionals whose work required them to move between locations or countries. Their compensation could include stock plans, deferred bonuses, or multi-year pay structures.

These situations often created complicated reporting requirements.

“Most people assume their tax situation stays the same year to year,” LoSardo says. “But when your work moves, the rules can shift.”

Over time he specialised in areas such as expatriate taxation, inbound foreign nationals, and multi-state work arrangements.

During his final three years at KPMG, LoSardo served as a Senior Manager. The role involved overseeing teams and helping clients think through situations that unfolded over several years.

“You’re dealing with layers,” he says. “A job move today might affect reporting several years later.”

Launching Gerard LoSardo & Associates

After ten years at KPMG, LoSardo decided to start his own firm in 2023.

The move allowed him to focus more closely on the types of work he had spent years studying.

“I realised that modern careers were creating the same types of challenges again and again,” he says. “I wanted to focus on understanding those patterns.”

Today his firm works primarily with individuals whose work patterns involve mobility, international assignments, or complex compensation structures. He also continues to study how workforce changes affect reporting systems.

“Work has changed quickly over the last decade,” LoSardo says. “Remote work, travel, and international assignments are far more common now.”

Why modern careers create new challenges

One of the ideas LoSardo often returns to is that complexity tends to grow slowly.

“It usually starts with something small,” he says. “One move. One bonus structure. One international assignment.”

Over time those pieces can overlap. He has seen this happen repeatedly with compensation plans that span several years.

“When income is tied to multiple years or locations, the reporting story becomes more layered,” LoSardo says.

Understanding those patterns has become a central theme of his work.

Life outside the office

Outside work, LoSardo enjoys hiking, sports, cooking, and crafting cocktails. He also stays connected to professional organisations such as the New York State Society of CPAs and the American Institute of CPAs. For him, balance is important.

“Clear thinking requires space,” he says. “You step away for a bit, then come back with a better perspective.”

A career built around understanding complexity

Looking back, LoSardo sees his career as a gradual process of recognising patterns.

He began by studying business systems in audit. Then he spent years inside global tax work. Eventually he launched his own firm focused on the intersection of mobility and reporting.

Through it all, one idea has stayed consistent.

“Complex systems aren’t impossible to understand,” LoSardo says. “You just have to take the time to see how the pieces connect.”