Luxury Accessories: When Does it Make Sense to Go Designer?

Whether you’re looking to assemble a timeless capsule wardrobe or are simply taking stock of your accessories, there comes a time when you have to decide how much you’re prepared to spend. With budget-friendly brands, it’s easy to assemble an accessory collection on a budget. Yet, nothing beats the appeal of a designer label. However, not all designer accessories are created equal. Wondering where to spend your money? Let’s look closer at the luxury accessories that are worth the premium.

Designer Handbags

Nothing brings an outfit together like a good-quality handbag. While you can fake it till you make it with lookalike styles, there’s no better feeling for a fashionista than being able to showcase a genuine label on your arm. Globally, the luxury handbag market is big business and was worth an estimated $35.83 billion in 2025. A designer handbag is a wise investment if you want to spend your wardrobe budget wisely. If you want something affordable, go with entry-level designer labels like Radley and Michael Kors. Prepared to spend a little more? You’ll find plenty of pieces from brands like Gucci, Saint Laurent, and Prada retailing for under the $1,000 mark.

Statement Belts

Whether you’re looking to cinch an oversized shirt or add shape to your favorite ensemble, nothing brings an outfit together like a great belt. When it comes to belts, you really do get what you pay for. Go with a classic design made from genuine leather, or make an eco-friendly choice with a cruelty-free alternative like mushroom leather. You can also count on quality craftsmanship, with a good Louis Vuitton belt likely to last you for years to come.

Fine Footwear

Designer shoes are always a sound investment. They let you showcase your love of your favorite labels, and you also get footwear built to last, with premium materials and superior craftsmanship as standard. What’s more, the most sought-after footwear staples retain their value. So, if you ever do come to part with your Aquazzura Bow Tie heels or Chanel slingbacks, you can expect to make a good return on your investment.

Classic Timepieces

In an age where many of us rely on our smartphones to tell the time, the classic watch has fallen out of favor. However, a nice timepiece can elevate your look and make a worthy addition to any accessory collection. Add some understated elegance to any look with a sleek silver bracelet watch. Alternatively, upgrade to a gold-plated Swiss watch if you’re after the height of luxury.

Scarves and Wraps

Designer scarves are versatile additions to any wardrobe. They're practical for colder weather and perfect for adding color or pattern to outfits. Going with a high-end brand is a great way to take your outfits to the next level. Regarding fabrics, silk and cashmere win for comfort, while hand-stitched finishes guarantee longevity. If your budget will stretch, limited-edition designs are always worth the premium. These pieces are particularly collectible and guaranteed to accrue value.

What Other Wardrobe Essentials Are Worth the Splurge?

When it comes to designer accessories, jewelry is always worth considering. However, there’s no need to spend over the odds when assembling your collection. There’s no need to spend five-figure sums on rings and bracelets when you can pick up a monogrammed bracelet from Louis Vuitton for around the $300 mark. Meanwhile, labels like Fendi offer some awe-inspiring statement rings for around the same price point.

One area where you can save money is apparel. You’ll want to avoid cut-price fast fashion if you value sustainability. Still, affordable pieces from high-street brands and mid-range designers ensure you won’t break the bank as your wardrobe evolves from season to season.