Jo Warwick

The Money Therapist | Glitches To Gold Founder

Jo Warwick is The Money Therapist, founder of Glitches to Gold and host of the Glitches to Gold podcast.

She guides women to uncover the hidden glitches of unconscious inherited patterns around money, success and identity – so they can create the kind of gold-standard life that feels rich on the inside, looks good on the outside, and finally feels like theirs.

Jo’s work has been shaped by a lifelong obsession with one question: how can we be successful as ourselves – and create lives that genuinely feel and look good?

Growing up in England through the 70s, 80s and 90s, Jo often jokes she received a university-level education in money long before she ever trained professionally. Through elite sport, education and life experience, she observed the difference between old money and new money, inherited wealth and striving culture – and became fascinated by the psychology of success itself.

Training professionally as an elite rider sparked an early obsession with what creates success, resilience and self-belief – and why some people achieve and sustain success while others repeatedly return to the same patterns.

After more than a decade as a psychotherapist, and later consulting for six- and seven-figure businesses, Jo found herself confronting a contradiction she could no longer ignore: she understood money, success and human behaviour deeply – yet still found herself repeating painful cycles around money in her own life.

That frustration became the turning point.

Jo went deeper into the inherited patterns shaping money, self-worth and identity, realising she was not alone. Again and again, she saw intelligent, capable women privately repeating the same exhausting cycles around money and success.

Today, through Glitches to Gold, Jo guides women beyond inherited conditioning and hidden money patterns, helping them create lives with greater wealth, freedom, joy and choice – because success should feel as good as it looks.

For women ready to step into Jo’s world, The 20–80 Upgrade offers the first doorway – a free activating episode and Hidden Money Patterns ebook designed to help women stop working hard for crumbs and flip the rules of the matrix: less effort, more money, more ease, more joy.